Educational
Programs

Financial Education for All
We are dedicated to improving financial readiness for people in all community sectors and all career and life stages by providing the knowledge and skills necessary to make informed, intelligent financial decisions. We offer a wide range of curricula on numerous financial topics that support various educational, business, social service, civic, and faith-based organizations across the country.
We have more than 60 financial education presentations that vary in duration and format. All content can be tailored to meet your organization’s specific needs. Let us know how we can help your organization provide great financial education!
In addition to educational presentations, this page also includes web-based training courses and financial calculators. Except for our FERS and CSRS Retirement Benefits Program, all educational content, resources, and tools are available at no charge!
General Financial Education Presentations
We offer a comprehensive library of presentations on numerous topics suitable for all community sectors, including federal civilian employees. Our library of presentations is customizable. They can be used for individual briefings or combined for a more comprehensive program to address the needs of a particular audience.
Our presentations and seminars can either be conducted by one of our volunteer speakers, or we can train individuals from an organization to do them.
• General Financial Presentations and Seminars List
• Presentation Request Form

Request More Information About Our Presentations
Our financial readiness presentations and programs for service members and their families cover topics specific to military families, as well as a variety of general personal finance principles. We can also create more comprehensive programs that educate service members on several financial principles and sound practices. Our presentations and seminars can either be conducted by one of our volunteer speakers or train individuals from a military unit or organization to do them. Below is a list of presentations available and several free financial education guides for the military community.
Interested in becoming a Volunteer Speaker
Request Military Financial Education Presentations
If you are interested in having FCEF provide a presentation, please fill out the form below and we will be in touch.


Money Matters Online
Money Matters is a web-based course consisting of modules on Accounts, Checkbook, Credit, Loans, Rights & Responsibilities, Buying, Stocks & Investments, Retirement, Insurance, Entrepreneur, Bankruptcy, and Giving. Each module contains pre- and post-module exams, vocabulary, and other exercises. Money Matters is self-paced and provides feedback as various tests and exercises are completed.
The curriculum includes a pre- and post-course comprehensive exam and an instructor interface that allows instructors to add and delete students to the program and monitor their progress and test results. This program is ideal for high school students, young adults, and adults.
Currently, we continue to address technical issues with our Money Matters Online curriculum which have proven more complex than originally estimated. We are apologize for this inconvenience; rest assured, we understand and appreciate the value of the information in this program and are striving to make it available again as quickly as possible. Please monitor this site for updates on the availability date. The program is projected to be back online by September 12, 2022.
• Instructor Enrollment Request
• Money Matters Instructor Manual
• Money Matters Student Manual
Basic$4ALL
Parents, looking for an educational activity for your children while they’re home?
Would you like to help them learn about basic finances? These FCEF resources are available free of charge!
Basic$4ALL was created by FCEF to help people learn a few basics about personal finance. The information is provided in five modules: Spending Plans, Basic Banking and Accounts, Credit, Debt and Loans, and Investing.
The object is to save enough money in your “savings account” to meet your goal: a car, a vacation, college, a house, or retirement. There’s no real money involved in this game; you play for knowledge. Invite your friends to play and see who is the smartest when it comes to saving! It’s designed for high school-age students and young adults, but anyone can play! Play online at Basic$4ALL


>>> Please be advised that our Basic$4ALL online financial course is down. We are working to restore access as soon as possible. We apologize for this inconvenience. <<<
La Salud De Mi Dinero
First Command Educational Foundation, in partnership with Unity One Credit Union, developed a Spanish-language program, La Salud de mi Dinero (The Health of My Money), teach financial readiness topics to the Hispanic community in the United States. FCEF worked with participants to provide an educational program tailored to their financial needs. Curriculum topics include:
• Credit Unions
• Spending Plans
• Investing
• Credit
• Buying a House
• Insurance
Each course is presented by a facilitator and consists of the following components:
• Pre-Assessment & Warm-Up Activity
• Core Content Presentation
• Personal Learning Practice
• Small Group Learning Activity
• Post-Assessment & Wrap-Up Activity



FERS & CSRS Seminar Testimonials
Great Presenter and Presentation was spot on. Thank you.
– Almando G.
– Arthur V.
– Benjamin
– Bryan C.
Ed did a terrific job
– Charles
thank you so much! favorite suggestion is to find an advisor on federal bebfits. a lot of info to take in and digest.. thanks for the cautions too! thank you Steve. loved the steps as retirement approaches.
– Crystal
– Daniel
– Deborah
– Doug
– Eric
– Eric W.
– Gayle
– Jaelyn S.
– James
– John
– Kerwin
– Kurt
– Lea
– Melissa
– Michael S.
– Michael
Ed Noble did an outstanding job!
– Michael B.
– Nathan
– Pam
– Patricia P.
– Paul D.
– Peter
– Rainer D.
– Randy
Wish I had done this 3 years ago. I am retiring in 2 years.
– Reva
Very well done and well presented. Steve Morrow did a wonderful job
– Richard
– Rick
– Rose Marie M.
– Sally
– Scott C.
– Stephanie L.
– Tamara S.
– Thomas M.
– Thomas Z.
– Tony
– Tran L.
– Victor D.
– Vincent T.
General Financial Education Guides
Budget Basics
Understanding Credit
Managing Personal Debt
Personal Loans
Money Behaviors
Investing Fundamentals
Planning for Retirement
Life Insurance
Developing a Financial Plan

Command Debt Terminator Debt
This tool can be used to develop a strategy to pay off debts. By entering a few pieces of information, you will receive a plan to eliminate your debt.
• Enter data about your current debts
• Enter information about additional monthly or lump sum funds you can apply to your debts
• Select the method you’d like used to calculate the debt schedule (order entered, lowest balance first, highest balance first, highest interest rate first)
• Click on the Calculate button to see the plan
(Note: you cannot save this plan online. You can, however, print it for future reference. If you want to revise the data, click the Back To Calculator button and make your changes.)
* Please note these calculators are provided for educational purposes only and should not be relied upon as financial advice. Always consult a financial advisor or counselor familiar with your personal situation before taking specific actions that could affect your economic well-being. First Command Educational Foundation does not endorse or favor any commercial supplier, product, or service.
Spending Plan Tool
The Spending Plan Toll is a spreadsheet you can use to organize your finances. To use, download and click Open to open the document. If you would like to save this spreadsheet to your computer click Save or Save As.
- The spreadsheet has 5 pages: #1 Net Worth Worksheet, #2 Monthly Income Worksheet, #3 Monthly Savings and Expenses Worksheet, #4 Debt Worksheet, and #5 Goal Worksheet.
- Enter your data in the appropriate area of the appropriate worksheet, and calculations will be automatically made to help to determine the amount you will need to reach your goals.
- You are also given an area to make notes on ways to achieve your financial goals.
* Please note these calculators are provided for educational purposes only and should not be relied upon as financial advice. Always consult a financial advisor or counselor familiar with your personal situation before taking specific actions that could affect your economic well-being. First Command Educational Foundation does not endorse or favor any commercial supplier, product, or service.